Getting a loan with us is hassle-free. By following a few easy steps, your loan application gets approved in a matter of 30 minutes. Our quick, easy to use interface lets to fill out the application form with least difficulties.

If you are looking to apply for a loan with us, heres what you should do

Application filing procedure to fill out the application form, you need to open our site and click on apply now tab. the application form helps us gather essential information from the client to verify his credentials and approve your payday advance loan application. it is important that you fill out the information enquired in the form carefully because it will help us validate your identity and proceed the approval process further.


Approval process

Our loan approval process is fastest of all. we take 30 minutes to an hour to process your application. sometime the process could be longer that could be due to verification of details provided by you. In such cases we would need a verification form from you. once you submit your application, we verify the credentials and forward your application to the lenders so that you only get the best deal from us. our returning customers can get loan approved in as little as 15 minutes.


Signing the agreement

once the form is verified, you will get an e-agreement from our side. this agreement will contain all the terms and conditions that apply to your loan. you must read all the terms and conditions thoroughly before signing. in case you have any doubts you can clear them by contacting our customer care. once the agreement is sent to us, we process the loan amount in your account by next working day.


Cash credited to your account

After the application is approved and e agreement is signed duly by you, we will process the amount in your account by next working day. for example, if you applied with us on a Thursday before 3 PM then we will approve your application and credit the amount in your bank by Friday. loan request submitted on Friday will be processed on Monday and you are likely to have cash in your account by Tuesday.

Our lending process is free of any catches and hidden clauses, because we answer all your doubts and explain the lending process explicitly to our buyers. Whether you have hundred questions or one, we make sure that each of them is answered to your utmost satisfaction before and after applying the loan.

Fraud Alert Please be informed about stores pretending to be Payday advance credit. Read more We're a fully licensed company. Getting a safe and easy loan We are a locally owned and fully licensed company operating locally and online. You can learn more about our payday loans and licensing information for lenders here!

Disclaimer : Payday advance credit is not a financial organization or a lender. We do not provide loan or make decisions relating to the lending policy of our lenders. When you apply for a payday loan by filling out the application form available on our site, it does not guarantee approval of the loan. We forward your filled form to our network of lenders, who then evaluate your application based on their set criteria and approves your loan. Based on your application, our lenders will offer you the rate of interest, charges involved and other terms guiding your loan process. Once you get the offer from the lender, you can then decide whether you need to accept the amount or not. Payday advance credit does not play any role in deciding your loan amount, interest charged or any other terms related to it. We advise our clients to read the terms and conditions properly and weigh the pros and cons that follow before signing the contract. We make our earnest effort to provide you with up to date and explicit information on our site. If you decide to accept the offer, then you will have to sign the documents electronically and send it over to us. After you duly sign and agree to the agreement, we will then put forward the amount in your bank. We are in no way obligate you to accept the loan amount after the offer is made. You are solely responsible to accept the loan amount based on your personal decision. Some of our lenders will run a credit check on your name to ensure your capability to repay the loan. The verification won't affect your credit history and is performed by lenders to cover risks associated with lending money. Payday advance credit reserve the right of making any changes on our website without intimating the clients in advance. The updated information is effective from the time it is updated and it is the responsivity of the customer to read them prior to applying for a loan. Payday advance credit or its affiliates do not guarantee availability, performance accuracy and functionality of the third party software working on our website. Any transactions occurring between you and payday advance credit is subjected to local jurisdiction regardless of the place where you reside. Payday advance credit or its affiliates does not guarantee the performance, availability, functionality and accuracy of the third party software present on its website. All the transactions between Payday advance credit and you are subject to the local jurisdiction regardless of the location where you live when you accept a short term loan or advance credit. We advise you to go through rates and fees section on our site to understand the laws and terms that follow your agreement. Our terms of use will help you in gathering more information on the loan process, products and services to understand it thoroughly. Read our privacy policy to understand rules and regulations to understand the collection, use and distribution of personal and non­personal information that's been gathered from customers by Payday advance credit or any affiliates. Privacy Policy